Alpha Flow

AlphaFlow is an investment manager focused on purchasing short-term, asset-backed mortgage notes, in a first lien position, providing security and assurance of repayment from lenders across the United States. AlphaFlow claims to have a 90% rejection rate of loans that do not meet their strict criteria.

The company diversifies investments across 75-100 loans, spread over 15+ states, while keeping within their target constraints of 7.5-9% net yield and a loan-to-value (LTV) <75%. AlphaFlow buys loans on Single Family Residential, Condo, Multi-family and does not buy loans for commercial property types. Their management team is made up of real estate, finance, and tech leaders including founders of RealtyShares and Fund That Flip. The company started as an investment manager in 2015 and began its institutional whole loan buying program in January of 2019.